Ngozi Opara is the founder and owner of Heat Free Hair, the #1 company for 100% virgin hair extensions for women with curly or multi-textured hair. Since launching her company in 2013, Ngozi has propelled herself to the forefront of the super-competitive hair extensions industry. We sat down with this mogul in the making to learn a little bit about her money mindset and to ask ‘What’s In Your Wallet?’
Cash or plastic?
Definitely plastic! I think it is very important to be able to track your spending, and using debit and credit cards are an awesome way to make sure you stay on budget. When using cash, I find myself asking “where did all my money go?” So plastic it is.
Stylish, simple or no wallet at all?
I’m open to either stylish or simple, but I have recently learned how important color is for me. I currently own a simple black wallet and although I love it, it gets lost in my large handbags ALL THE TIME. Going forward, I will definitely opt for a color that stands out enough for me to see it in any purse.
The most surprising item in your wallet or handbag?
My frequent customer cards from Nandos Peri Peri. I have 10 of them! I love their chicken and collect as many points as possible with them and rotate the cards to receive different bonuses based on my mood that day.
Any current guilty pleasures?
My current guilty pleasure is shopping for cute and fun athletic wear. I tell myself “It’s for your health!” and somehow that justifies the purchases in my head.
Biggest financial lesson learned in the past year?
Make your money work for you while you’re spending. Between flying, buying supplies, hotel accommodations, and just everyday spending, I’ve learned the importance of racking up points on purchases to gain benefits that could save me money in the future. I have traveled for free a lot this year simply because of using different point systems to get me the biggest rewards for my buck.
I’ve also eaten a lot of free Nando’s this year as well, so that’s always great.
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